Routing Vault
5 routing numbers Coldwater, MI

Bank routing numbers in Coldwater, Michigan

Below is every Federal Reserve FedACH-registered routing number for an institution with a street address in Coldwater, Michigan. Click any routing number for the full institutional record.

Routing #InstitutionAddressPhone
0724-1200-8 Century Bank & Trust 100 W Chicago (517) 278-1596
0724-0488-3 Century Bank And Trust 100 W Chicago (517) 278-1500
0724-0228-3 Southern Michigan Bank & Trust 51 West Pearl St (517) 279-5541
0724-0261-0 Southern Michigan Bank & Trust 51 W. Pearl St (517) 279-5500
0724-1445-9 Southern Michigan Bank & Trust 51 W. Pearl St (517) 279-5514

About banking in Coldwater

Coldwater, Michigan hosts the registered FedACH offices for 5 bank and credit union routing numbers. The list above includes the primary RTN for each registered office at a Coldwater street address — typically a head office, an operations center, or a major retail branch through which a community institution clears its ACH and wire activity.

For most personal customers, the routing number tied to your account is the same number listed here as long as your account was opened at one of the institutions with a registered Coldwater office. If you opened your account in another city or state, your routing number is tied to that location instead — moving to Coldwater does not change the routing number on file with your bank.

Use the right number for the right payment

The routing numbers listed above support the standard ACH suite — direct deposit, automatic bill-pay, IRS tax refunds, Social Security payments, and external account linkage at brokerages and payment apps. For incoming Fedwire transfers, contact your specific bank to confirm the wire RTN, which can differ from the per-state ACH number for some larger institutions.

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