Bank routing numbers in St Joseph, Michigan
Below is every Federal Reserve FedACH-registered routing number for an institution with a street address in St Joseph, Michigan. Click any routing number for the full institutional record.
| Routing # | Institution | Address | Phone |
|---|---|---|---|
| 2724-7115-3 | Edgewater Bank | 321 Main St | (269) 982-4175 |
| 2724-8188-4 | Honor Credit Union | 2920 Lakeview | (269) 983-6357 |
| 2724-8353-6 | Honor Credit Union | 2920 Lakeview Ave | (269) 983-6357 |
| 2724-8485-2 | Honor Credit Union | 2920 Lakeview | (269) 983-6357 |
| 2911-7296-7 | Honor Credit Union | 2920 Lakeview | (269) 983-6357 |
| 2724-7680-2 | Honor Credit Union | 2920 Lakeview Ave | (269) 983-6357 |
| 2724-8489-4 | United Federal Credit Union | 2807 S State St | (269) 982-4783 |
About banking in St Joseph
St Joseph, Michigan hosts the registered FedACH offices for 7 bank and credit union routing numbers. The list above includes the primary RTN for each registered office at a St Joseph street address — typically a head office, an operations center, or a major retail branch through which a community institution clears its ACH and wire activity.
For most personal customers, the routing number tied to your account is the same number listed here as long as your account was opened at one of the institutions with a registered St Joseph office. If you opened your account in another city or state, your routing number is tied to that location instead — moving to St Joseph does not change the routing number on file with your bank.
Use the right number for the right payment
The routing numbers listed above support the standard ACH suite — direct deposit, automatic bill-pay, IRS tax refunds, Social Security payments, and external account linkage at brokerages and payment apps. For incoming Fedwire transfers, contact your specific bank to confirm the wire RTN, which can differ from the per-state ACH number for some larger institutions.
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