Bank routing numbers in Charlotte, North Carolina
Below is every Federal Reserve FedACH-registered routing number for an institution with a street address in Charlotte, North Carolina. Click any routing number for the full institutional record.
| Routing # | Institution | Address | Phone |
|---|---|---|---|
| 1240-8501-1 | Ally Bank | 440 South Church St | (313) 656-6297 |
| 2530-7495-1 | Blue Flame Credit Union | 4301 Yancey Road | (704) 523-0075 |
| 2530-7501-5 | Carolina Cooperative Credit Union | 6502 Mcmahon Drive | (704) 543-6907 |
| 2530-7511-2 | Carolina Cooperative Credit Union | 6502 Mcmahon Drive | (704) 543-6907 |
| 2530-7525-1 | Carolina Cooperative FCU | 6502 Mcmahon Drive | (704) 543-6907 |
| 2531-7541-0 | Carolina Postal Credit Union | 3601 Mulberry Church Rd | (704) 392-3418 |
| 2531-7554-6 | Carolina Postal Credit Union | 3601 Mulberry Church Rd | (704) 392-3418 |
| 2531-7625-7 | Carolina Postal Credit Union | 3601 Mulberry Church Rd | (704) 392-3418 |
| 2531-7799-7 | Carolina Postal CU | 3601 Mulberry Church Rd | (704) 392-3418 |
| 2530-7497-7 | Carolinas Telco FCU | P O Box 668467 | (704) 391-5600 |
| 2530-7504-4 | Charlotte Fire Department | 2100 Commonwealth Avenue | (704) 375-3950 |
| 2530-7502-8 | Charlotte Metro FCU | 718 Central Ave | (704) 375-0183 |
| 0531-1172-6 | First Charter Bank | 10200 David Taylor Drive | (704) 688-4300 |
| 0531-1184-9 | First Charter Bank | 10200 David Taylor Drive | (704) 688-4300 |
| 0531-1199-1 | First Charter Bank | 10200 David Taylor Drive | (704) 688-4300 |
| 2530-7020-1 | First Charter Bank | 10200 David Taylor Drive | (704) 688-4300 |
| 2531-7028-2 | First Charter Bank | 10200 David Taylor Drive | (704) 688-4300 |
| 0531-1165-8 | First Charter Bank | 10200 David Taylor Drive | (704) 688-4300 |
| 0611-1942-2 | First Charter Bank | P.o. Box 37937 | (704) 688-4300 |
| 0531-0484-3 | First Charter National Bank | 10200 David Taylor Drive | (704) 688-3300 |
| 2530-7529-3 | First Legacy Community Credit Union | 431 Beatties Ford Road | (704) 375-5781 |
| 2530-7503-1 | Nova Credit Union | 3601 Mulberry Church Rd | (704) 392-3418 |
About banking in Charlotte
Charlotte, North Carolina hosts the registered FedACH offices for 22 bank and credit union routing numbers. The list above includes the primary RTN for each registered office at a Charlotte street address — typically a head office, an operations center, or a major retail branch through which a community institution clears its ACH and wire activity.
For most personal customers, the routing number tied to your account is the same number listed here as long as your account was opened at one of the institutions with a registered Charlotte office. If you opened your account in another city or state, your routing number is tied to that location instead — moving to Charlotte does not change the routing number on file with your bank.
Use the right number for the right payment
The routing numbers listed above support the standard ACH suite — direct deposit, automatic bill-pay, IRS tax refunds, Social Security payments, and external account linkage at brokerages and payment apps. For incoming Fedwire transfers, contact your specific bank to confirm the wire RTN, which can differ from the per-state ACH number for some larger institutions.
Browse other North Carolina cities
- Wilson — 56 routing numbers
- Raleigh — 47 routing numbers
- Durham — 25 routing numbers
- Winston-salem — 20 routing numbers
- Asheville — 13 routing numbers
- Greensboro — 12 routing numbers
- Dunn — 6 routing numbers
- Troy — 5 routing numbers
- Franklin — 4 routing numbers