Credit Unions in US Virgin Islands
Below is every credit union with at least one Federal Reserve FedACH-registered office in US Virgin Islands. Click any routing number to see the full institutional record.
| Routing # | Institution | City | Phone |
|---|---|---|---|
| 0216-8379-4 | Frederiksted FCU | St Croix | (340) 772-2455 |
| 0216-8413-3 | Mid-island Federal Credit Union | Christiansted | (340) 778-6297 |
| 2216-8254-0 | St. Thomas Federal Credit Union | St. Thomas | (340) 774-9408 |
Credit Unions across US Virgin Islands
Credit unions are member-owned, not-for-profit financial cooperatives. They are chartered federally by the National Credit Union Administration (NCUA) or by state credit-union departments, and deposits are insured by the NCUSIF — equivalent to FDIC coverage but administered by NCUA. Federal credit unions typically end in "FCU." In US Virgin Islands, this category is represented by 3 distinct registered offices in the FedACH directory. The list above shows the primary routing number for each, the city of the registered office, and the contact phone number on file with the Federal Reserve.
If you maintain an account with one of the institutions listed, the routing number shown is the one you would use for direct deposit, ACH bill-pay, and external account linkage. For domestic Fedwire transfers, contact the institution directly to confirm whether a separate wire-routing number applies — many smaller institutions in this category route wires through a correspondent bank rather than directly through Fedwire.