Regional & Community Banks in Vermont
Below is every regional & community bank with at least one Federal Reserve FedACH-registered office in Vermont. Click any routing number to see the full institutional record.
| Routing # | Institution | City | Phone |
|---|---|---|---|
| 0116-0107-4 | Berkshire Bank | Pittsfield Ma | (800) 773-5601 |
| 2116-9090-8 | Central Vt. Med. Ctr. | Barre | (802) 371-4211 |
| 0116-0114-2 | First Nat Bank Of Orwell | Orwell | (802) 948-2811 |
| 2116-9131-8 | Heritage Family Cr. Union | Rutland | (802) 776-2134 |
| 2116-9144-4 | Members Advantage Community Cr Un | Barre | (802) 295-7805 |
| 0116-0108-7 | Natl Bank Of Middlebury | Middlebury | (802) 388-4982 |
| 2116-9100-4 | North Country Fed C.u. | S. Burlington | (802) 264-6773 |
| 0116-0056-7 | Peo TR CO St Albans | St. Albans | (802) 524-2196 |
| 2116-7260-9 | The Bank Of Bennington | Bennington | (802) 442-1640 |
| 0116-0110-0 | The Union Bank | Morrisville | (802) 888-6600 |
Regional & Community Banks across Vermont
Regional and community banks operate under state charters and serve a defined geographic footprint — typically one to a handful of states. They often hold deeper local relationships, more flexible commercial-lending authority, and competitive deposit pricing compared with national brands. Most US bank charters fall into this category. In Vermont, this category is represented by 10 distinct registered offices in the FedACH directory. The list above shows the primary routing number for each, the city of the registered office, and the contact phone number on file with the Federal Reserve.
If you maintain an account with one of the institutions listed, the routing number shown is the one you would use for direct deposit, ACH bill-pay, and external account linkage. For domestic Fedwire transfers, contact the institution directly to confirm whether a separate wire-routing number applies — many smaller institutions in this category route wires through a correspondent bank rather than directly through Fedwire.