Savings Banks & Thrifts in Michigan
Below is every savings banks & thrift with at least one Federal Reserve FedACH-registered office in Michigan. Click any routing number to see the full institutional record.
| Routing # | Institution | City | Phone |
|---|---|---|---|
| 0911-0128-0 | Central Savings BK Sault Ste Marie | Sault Ste Marie | (906) 635-6250 |
| 2724-7118-2 | Dearborn Federal Savings Bank | Dearborn | (313) 565-3100 |
| 0724-0854-6 | Eaton Federal Savings Bank | Charlotte | (517) 543-3880 |
| 2724-7185-2 | Flagstar Bank, FSB | Troy | (248) 312-6559 |
| 2724-7107-2 | Homestead Savings Bank | Albion | (517) 629-5588 |
| 2724-7151-9 | New Buffalo Svgs BK FSB | New Buffalo | (269) 469-2222 |
| 0724-0574-3 | State Savings Bank | Frankfort | (231) 882-4462 |
| 0911-1009-3 | State Savings Bank Of Manistique | Manistique | (906) 341-4600 |
| 1210-8187-2 | Sterling Bank & Trust FSB | Southfield | (248) 948-8727 |
Savings Banks & Thrifts across Michigan
Savings banks, savings & loan associations, and thrifts are deposit institutions historically focused on residential mortgage lending and consumer savings. They are regulated by the OCC (federal thrifts) or state banking departments and are members of the FDIC like commercial banks. Their charters often have legacy names ending in "FSB" or "SB." In Michigan, this category is represented by 9 distinct registered offices in the FedACH directory. The list above shows the primary routing number for each, the city of the registered office, and the contact phone number on file with the Federal Reserve.
If you maintain an account with one of the institutions listed, the routing number shown is the one you would use for direct deposit, ACH bill-pay, and external account linkage. For domestic Fedwire transfers, contact the institution directly to confirm whether a separate wire-routing number applies — many smaller institutions in this category route wires through a correspondent bank rather than directly through Fedwire.