Bank routing numbers in Niagara Falls, New York
Below is every Federal Reserve FedACH-registered routing number for an institution with a street address in Niagara Falls, New York. Click any routing number for the full institutional record.
| Routing # | Institution | Address | Phone |
|---|---|---|---|
| 2223-8158-1 | Encompass Niagara FCU | 2525 Military Rd | (716) 236-7678 |
| 2223-8151-0 | Gilman Employees Federal CU | 9701 Niagara Falls Blvd. | (716) 298-5645 |
| 0223-8384-4 | Greater Niagara FCU | 2901 Military Road | (716) 297-5944 |
| 2223-8143-9 | Greater Niagara FCU | 2901 Military Road | (716) 297-5944 |
| 2223-8152-3 | Greater Niagara Federal Credit Union | 2901 Military Road | (716) 297-5944 |
| 2223-8144-2 | Greater Niagra FCU | 2901 Military Road | (716) 297-5944 |
| 2223-8157-8 | Niagara Falls Air Force FCU | 2420 Olmstead Street | (716) 297-4034 |
| 2223-8159-4 | Niagara Falls Air Force FCU | 2420 Olmstead Street | (716) 297-4034 |
| 2223-8160-4 | Niagara Falls Mem. Med. Center FCU | P.o. Box 2214 | (716) 278-4434 |
| 2223-8162-0 | Niagara Falls Teachers FCU | 901- 24th Street | (716) 285-5569 |
| 2223-8165-9 | Niagara Frontier Fed. Employees CU | Mpo Box 182 | (716) 284-2161 |
| 2223-8154-9 | Niagara's Choice FCU | 3619 Packard Road | (716) 284-4110 |
| 2223-8124-8 | Niagaras Choice FCU | 3619 Packard Road | (716) 284-4110 |
| 2223-8173-0 | Rediform Federal Credit Union | 3236 Lockport Rd | (716) 284-2430 |
About banking in Niagara Falls
Niagara Falls, New York hosts the registered FedACH offices for 14 bank and credit union routing numbers. The list above includes the primary RTN for each registered office at a Niagara Falls street address — typically a head office, an operations center, or a major retail branch through which a community institution clears its ACH and wire activity.
For most personal customers, the routing number tied to your account is the same number listed here as long as your account was opened at one of the institutions with a registered Niagara Falls office. If you opened your account in another city or state, your routing number is tied to that location instead — moving to Niagara Falls does not change the routing number on file with your bank.
Use the right number for the right payment
The routing numbers listed above support the standard ACH suite — direct deposit, automatic bill-pay, IRS tax refunds, Social Security payments, and external account linkage at brokerages and payment apps. For incoming Fedwire transfers, contact your specific bank to confirm the wire RTN, which can differ from the per-state ACH number for some larger institutions.