Bank routing numbers in Waco, Texas
Below is every Federal Reserve FedACH-registered routing number for an institution with a street address in Waco, Texas. Click any routing number for the full institutional record.
| Routing # | Institution | Address | Phone |
|---|---|---|---|
| 3119-8980-7 | 1st University CU | 605 S University Park | (254) 752-2797 |
| 1119-1115-6 | Alliance Bank Central Texas | 4721 Bosque Blvd | (254) 741-8080 |
| 1119-1884-5 | Alliance Bank Central Texas | 4721 Bosque Blvd | (254) 741-8080 |
| 1119-0060-4 | American Bank | P O Box 154068 | (254) 412-2000 |
| 3119-8983-6 | C-t Waco Federal Credit Union | 7804 Central Park Drive | (254) 772-2774 |
| 1119-0719-9 | Central National Bank | P O Box 2525 | (254) 776-3800 |
| 1119-2581-2 | Central National Bank | 8320 West Highway 84 | (254) 399-7267 |
| 1119-0059-4 | Community Bank And Trust | 1800 Washinton Avenue | (254) 753-1521 |
| 3119-8985-2 | Educators Credit Union | 501 W State Highway 6 | (254) 776-7900 |
| 1119-0534-0 | Fidelity Bank Of Texas | 1901 W Lakeshore Drive | (254) 755-6555 |
| 3119-9004-5 | First Central Credit Union | P O Box 21809 | (254) 776-9333 |
| 1119-2611-2 | First National Bank Of Central Texas | 1835 North Valley Mills Drive | (254) 772-9330 |
| 1119-0324-5 | First National Bank Of Central Tx | 1835 N. Valley Mills Drive | (972) 359-5500 |
| 1119-2608-6 | First National Bank Of Central Tx | 1835 N Valley Mills Drive | (972) 359-5500 |
| 3119-9002-9 | Genco Federal Credit Union | 731 N. Valley Mills Dr. | (254) 776-9550 |
| 3119-8987-8 | Heart O Texas Fed Cr Union | 1711 Lake Success | (254) 751-1622 |
| 3119-8993-3 | Linkage Credit Union | 4527 Speight | (254) 754-1168 |
| 3119-8991-7 | Mc Lennan County Empl FCU | 215 N 5th St # 224 | (254) 757-5015 |
| 3119-9005-8 | Members Choice Of Cenral Tx FCU | 4631 W. Waco Drive | (254) 776-7070 |
| 3119-8997-5 | Texas Farm Bureau FCU | 7420 Fish Pond Rd | (254) 751-2309 |
| 1119-0894-9 | Texas First State Bank | 4900 Sanger Ave | (254) 741-0100 |
| 1119-2468-0 | The First National BK Of Central Tx | 1835 N. Valley Mills Drive | (972) 359-5500 |
| 3119-9001-6 | Waco Federal Credit Union | P O Box 646 | (254) 753-0361 |
| 3119-9006-1 | Waconized Federal Credit Union | 5200 -a- Beverly Drive | (254) 755-8829 |
About banking in Waco
Waco, Texas hosts the registered FedACH offices for 24 bank and credit union routing numbers. The list above includes the primary RTN for each registered office at a Waco street address — typically a head office, an operations center, or a major retail branch through which a community institution clears its ACH and wire activity.
For most personal customers, the routing number tied to your account is the same number listed here as long as your account was opened at one of the institutions with a registered Waco office. If you opened your account in another city or state, your routing number is tied to that location instead — moving to Waco does not change the routing number on file with your bank.
Use the right number for the right payment
The routing numbers listed above support the standard ACH suite — direct deposit, automatic bill-pay, IRS tax refunds, Social Security payments, and external account linkage at brokerages and payment apps. For incoming Fedwire transfers, contact your specific bank to confirm the wire RTN, which can differ from the per-state ACH number for some larger institutions.
Browse other Texas cities
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