Bank Of America, N.A..

What this routing number is used for

The nine-digit code 0530-0019-6 identifies Bank Of America, N.A..'s registered office at P O Box 27025, Va2-430-01-01 in Richmond, Virginia, within the US payments system. Anyone sending money to an account at this branch — whether it's a payroll department setting up direct deposit, an external bank originating an ACH transfer, or a service like Venmo or PayPal verifying account ownership — needs this routing number along with your full account number.

The code is part of the American Bankers Association (ABA) numbering scheme that has powered US interbank payments since 1910. Even though most modern transfers happen electronically through the Federal Reserve's FedACH or Fedwire networks, every transaction still rides on the ABA routing number to find the receiving institution. This particular routing number settles through the Federal Reserve Bank of Richmond (5th District), which clears payments for banks across the surrounding region.

How to use 0530-0019-6

• Direct deposit of payroll, IRS tax refunds, or Social Security — provide this routing number plus your full account number to your employer, the IRS, or the Social Security Administration. Funds typically arrive 1–2 business days after the originator releases them.
• ACH bill-pay and recurring debits — utilities, insurance companies, mortgage servicers, and subscription services use this routing number to debit your account on a schedule. The transaction shows up on your statement with the originator's name and a unique trace number.
• Person-to-person transfers — Venmo, Zelle, Cash App, and similar services use this routing number to verify account ownership through small "micro-deposit" amounts before allowing larger transfers.
• Domestic wire transfers — for incoming wires, contact Bank Of America, N.A.. directly to confirm whether this same routing number is used for Fedwire payments. Many large banks publish a separate national wire-routing number, and using the wrong one can delay or reject the payment.
• International wires (incoming) — international senders need both the SWIFT/BIC code for Bank Of America, N.A.. and this ABA routing number to credit your account.

About Bank Of America, N.A..

Bank Of America, N.A.. is registered in the FedACH directory at the address shown above. The Federal Reserve maintains this record as part of its operational responsibility for the US ACH network, and the entry is updated whenever the bank notifies the Fed of a change in address, phone number, status, or successor institution following a merger. The "last revised" date in the fact sheet above shows when the record was most recently updated by the Fed.

If you maintain an account here, you can confirm this routing number on your most recent paper check (it appears as the leftmost set of digits along the bottom edge), inside your online banking dashboard, or on the most recent W-9 form the bank issued for tax reporting. All three sources should match the number on this page.

Frequently asked questions

Is 0530-0019-6 a real, active routing number?

Yes. This routing number is published in the Federal Reserve's FedACH Participant directory, which is the authoritative list of US institutions authorized to send and receive ACH transactions. RoutingRadar mirrors that file and refreshes it periodically.

Will this routing number ever change?

Routing numbers can change when a bank merges, is acquired, or reorganizes its charter structure. Bank Of America, N.A.. would normally notify affected customers in writing 60–90 days before any change takes effect. If a successor routing number has been published, it appears in the fact sheet above.

Can I use this number to verify a payment I received?

Yes — if a check or ACH credit you received references this routing number, you can match it against the bank name and address on this page to confirm the funds came from a legitimate Bank Of America, N.A.. account. Mismatches are a common warning sign in check-fraud and overpayment scams.

What if my bank told me a different routing number?

Trust your bank. The number on this page is the FedACH-registered routing number for the address shown, but your bank may issue a different number specifically for wires, for international SWIFT routing, or for accounts opened through a particular branch network. When in doubt, the routing number a banker reads to you over the phone is the one to use for the payment they are helping you with.