473 institutions Federally registered with FedACH

National Banks — routing number directory

National banks operate under a federal charter from the Office of the Comptroller of the Currency (OCC), allowing them to do business in every US state under a single regulatory framework. Their names typically end with "N.A." (National Association). Examples include JPMorgan Chase Bank, Bank of America, Wells Fargo, U.S. Bank, and Citibank.

Largest national banks by branch count

First National Bank 158 routing numbers · 25 states First National Bank Of Pennsylvania 48 routing numbers · 2 states Valley National Bank 39 routing numbers · 2 states Huntington National Bank 22 routing numbers · 1 states Citizens National Bank 22 routing numbers · 9 states Trustmark National Bank 21 routing numbers · 1 states International Bank Of Commerce 19 routing numbers · 1 states Keybank National Association 16 routing numbers · 1 states Park National Bank 15 routing numbers · 1 states American National Bank 15 routing numbers · 5 states First National Bank Of Omaha 15 routing numbers · 1 states Community National Bank 14 routing numbers · 6 states City National Bank 14 routing numbers · 6 states National Bank Of Commerce 13 routing numbers · 2 states Centerstate Bank National Associati 13 routing numbers · 2 states Seacoast National Bank 13 routing numbers · 1 states Sterling National Bank 12 routing numbers · 1 states Simmons First National Bank 12 routing numbers · 1 states Camden National Bank 11 routing numbers · 2 states Forcht Bank National Association 10 routing numbers · 1 states Old National Bank 10 routing numbers · 1 states Home Bank National Association 8 routing numbers · 1 states Liberty National Bank 7 routing numbers · 5 states Tcf National Bank Illinois 7 routing numbers · 1 states

Browse national banks by state

Each state-level page lists every institution in this category that has at least one FedACH-registered office in that state.

Alabama National Banks in Alabama Alaska National Banks in Alaska Arizona National Banks in Arizona Arkansas National Banks in Arkansas California National Banks in California Colorado National Banks in Colorado Connecticut National Banks in Connecticut Delaware National Banks in Delaware Florida National Banks in Florida Georgia National Banks in Georgia Hawaii National Banks in Hawaii Idaho National Banks in Idaho Illinois National Banks in Illinois Indiana National Banks in Indiana Iowa National Banks in Iowa Kansas National Banks in Kansas Kentucky National Banks in Kentucky Louisiana National Banks in Louisiana Maine National Banks in Maine Maryland National Banks in Maryland Massachusetts National Banks in Massachusetts Michigan National Banks in Michigan Minnesota National Banks in Minnesota Mississippi National Banks in Mississippi Missouri National Banks in Missouri Montana National Banks in Montana Nebraska National Banks in Nebraska Nevada National Banks in Nevada New Hampshire National Banks in New Hampshire New Jersey National Banks in New Jersey New Mexico National Banks in New Mexico New York National Banks in New York North Carolina National Banks in North Carolina North Dakota National Banks in North Dakota Ohio National Banks in Ohio Oklahoma National Banks in Oklahoma Oregon National Banks in Oregon Pennsylvania National Banks in Pennsylvania Rhode Island National Banks in Rhode Island South Carolina National Banks in South Carolina South Dakota National Banks in South Dakota Tennessee National Banks in Tennessee Texas National Banks in Texas Utah National Banks in Utah Vermont National Banks in Vermont Virginia National Banks in Virginia Washington National Banks in Washington West Virginia National Banks in West Virginia Wisconsin National Banks in Wisconsin Wyoming National Banks in Wyoming District of Columbia National Banks in District of Columbia Puerto Rico National Banks in Puerto Rico US Virgin Islands National Banks in US Virgin Islands Guam National Banks in Guam

How national banks use their routing numbers

National banks operate under a federal charter from the Office of the Comptroller of the Currency (OCC), allowing them to do business in every US state under a single regulatory framework. Their names typically end with "N.A." (National Association). Examples include JPMorgan Chase Bank, Bank of America, Wells Fargo, U.S. Bank, and Citibank. When you set up direct deposit, schedule a wire, or link an external account at one of these institutions, the same nine-digit ABA routing number identifies the bank within the US payments system — but the operational nuances differ from category to category.

Because national banks operate across all 50 states under a single federal charter, they typically publish dozens of routing numbers — one for each legacy state where they absorbed an acquired institution, plus consolidated numbers for the surviving brand. The routing number tied to your account is the one for the state where you opened the account, regardless of where you currently live. National banks also tend to maintain a separate "wire-routing number" for incoming Fedwire payments, which can differ from the per-state ACH number. Always confirm the wire RTN with the bank directly before sending a high-value Fedwire transfer.

Verify before you send

Whichever category your bank falls into, confirm the routing number with the institution itself before sending a large or time-sensitive payment. The Federal Reserve does not penalize a bank for accepting a misrouted ACH or wire — the cost of fixing the mistake falls almost entirely on the sender. Cross-reference the number on this page with the one printed on your most recent paper check, the routing number shown inside your online banking dashboard, and the W-9 issued by your bank for tax purposes. All three should match.