Federal Reserve Branches — routing number directory
Federal Reserve banks are the regional operating arms of the US central banking system. They settle ACH and Fedwire payments for member institutions in their districts and act as the bankers' banks behind every routing number on this site. Their FedACH-registered offices appear here for completeness.
Largest federal reserve branches by branch count
Browse federal reserve branches by state
Each state-level page lists every institution in this category that has at least one FedACH-registered office in that state.
How federal reserve branches use their routing numbers
Federal Reserve banks are the regional operating arms of the US central banking system. They settle ACH and Fedwire payments for member institutions in their districts and act as the bankers' banks behind every routing number on this site. Their FedACH-registered offices appear here for completeness. When you set up direct deposit, schedule a wire, or link an external account at one of these institutions, the same nine-digit ABA routing number identifies the bank within the US payments system — but the operational nuances differ from category to category.
Federal Reserve bank entries appear in FedACH because the Fed itself operates ACH and Fedwire on behalf of every member institution. Member banks rely on these district-level routing numbers for settlement at the end of every processing window. Consumers typically never use a Federal Reserve routing number directly — but seeing one on this page helps confirm which Federal Reserve district services your local member institution.
Verify before you send
Whichever category your bank falls into, confirm the routing number with the institution itself before sending a large or time-sensitive payment. The Federal Reserve does not penalize a bank for accepting a misrouted ACH or wire — the cost of fixing the mistake falls almost entirely on the sender. Cross-reference the number on this page with the one printed on your most recent paper check, the routing number shown inside your online banking dashboard, and the W-9 issued by your bank for tax purposes. All three should match.