20 institutions Federally registered with FedACH

Trust Companies — routing number directory

Trust companies provide fiduciary, custody, estate, and investment-management services rather than (or in addition to) traditional retail banking. They are chartered by state banking departments and typically do not operate consumer branch networks; their FedACH presence supports trust-account distributions, custodial settlements, and beneficiary payments.

Largest trust companies by branch count

Browse trust companies by state

Each state-level page lists every institution in this category that has at least one FedACH-registered office in that state.

Alabama Trust Companies in Alabama Alaska Trust Companies in Alaska Arizona Trust Companies in Arizona Arkansas Trust Companies in Arkansas California Trust Companies in California Colorado Trust Companies in Colorado Connecticut Trust Companies in Connecticut Delaware Trust Companies in Delaware Florida Trust Companies in Florida Georgia Trust Companies in Georgia Hawaii Trust Companies in Hawaii Idaho Trust Companies in Idaho Illinois Trust Companies in Illinois Indiana Trust Companies in Indiana Iowa Trust Companies in Iowa Kansas Trust Companies in Kansas Kentucky Trust Companies in Kentucky Louisiana Trust Companies in Louisiana Maine Trust Companies in Maine Maryland Trust Companies in Maryland Massachusetts Trust Companies in Massachusetts Michigan Trust Companies in Michigan Minnesota Trust Companies in Minnesota Mississippi Trust Companies in Mississippi Missouri Trust Companies in Missouri Montana Trust Companies in Montana Nebraska Trust Companies in Nebraska Nevada Trust Companies in Nevada New Hampshire Trust Companies in New Hampshire New Jersey Trust Companies in New Jersey New Mexico Trust Companies in New Mexico New York Trust Companies in New York North Carolina Trust Companies in North Carolina North Dakota Trust Companies in North Dakota Ohio Trust Companies in Ohio Oklahoma Trust Companies in Oklahoma Oregon Trust Companies in Oregon Pennsylvania Trust Companies in Pennsylvania Rhode Island Trust Companies in Rhode Island South Carolina Trust Companies in South Carolina South Dakota Trust Companies in South Dakota Tennessee Trust Companies in Tennessee Texas Trust Companies in Texas Utah Trust Companies in Utah Vermont Trust Companies in Vermont Virginia Trust Companies in Virginia Washington Trust Companies in Washington West Virginia Trust Companies in West Virginia Wisconsin Trust Companies in Wisconsin Wyoming Trust Companies in Wyoming District of Columbia Trust Companies in District of Columbia Puerto Rico Trust Companies in Puerto Rico US Virgin Islands Trust Companies in US Virgin Islands Guam Trust Companies in Guam

How trust companies use their routing numbers

Trust companies provide fiduciary, custody, estate, and investment-management services rather than (or in addition to) traditional retail banking. They are chartered by state banking departments and typically do not operate consumer branch networks; their FedACH presence supports trust-account distributions, custodial settlements, and beneficiary payments. When you set up direct deposit, schedule a wire, or link an external account at one of these institutions, the same nine-digit ABA routing number identifies the bank within the US payments system — but the operational nuances differ from category to category.

Trust companies typically do not operate retail branches. Their FedACH presence supports trust-account distributions, custodial settlements, and beneficiary payments — for example, when a trust pays out a regular distribution to a beneficiary's bank account, the trust company originates an ACH credit using its own routing number. If you receive a recurring trust distribution, the routing number on the deposit will identify the trust company, not the underlying brokerage or bank.

Verify before you send

Whichever category your bank falls into, confirm the routing number with the institution itself before sending a large or time-sensitive payment. The Federal Reserve does not penalize a bank for accepting a misrouted ACH or wire — the cost of fixing the mistake falls almost entirely on the sender. Cross-reference the number on this page with the one printed on your most recent paper check, the routing number shown inside your online banking dashboard, and the W-9 issued by your bank for tax purposes. All three should match.