139 institutions Kentucky

Regional & Community Banks in Kentucky

Below is every regional & community bank with at least one Federal Reserve FedACH-registered office in Kentucky. Click any routing number to see the full institutional record.

Routing #InstitutionCityPhone
0421-0844-9 1st Trust Bank Inc Hazard (606) 435-2265
0839-0832-3 American Bank & Trust CO., Inc. Bowling Green (270) 796-8444
0839-0366-1 Auburn Banking CO. Auburn (270) 542-4185
0421-0515-4 Bank Hindman Hindman (606) 785-3158
0839-0450-5 Bank Of Buffalo Buffalo (270) 358-0047
0839-0120-7 Bank Of Cadiz Cadiz (270) 522-6066
0839-0466-0 Bank Of Clarkson Clarkson (270) 242-2111
0839-0309-8 Bank Of Columbia Columbia (270) 384-6433
0839-0756-0 Bank Of Edmonson County Elizabethtown (270) 597-2175
0839-0521-6 Bank Of Jamestown Jamestown (270) 343-3186
0421-0851-7 Bank Of Lexington Lexington (859) 219-2900
0421-0100-6 Bank Of Maysville Maysville (606) 564-4001
0421-0175-0 Bank Of Mountains West Liberty (606) 743-3141
0421-0127-1 Bank Of The Bluegrass Lexington (859) 233-4500
0839-0189-6 Bankers' Bank Of Kentucky Frankfort (502) 695-3000
0839-0431-4 Bedford Loan & Deposit Bank Bedford (502) 255-3287
2421-7054-9 Blue Grass Fed. S&l Paris (859) 987-2951
2839-7207-8 Carrollton Fed. Bank Carrolton (502) 732-4272
0839-0305-6 Cecilian Bank Cecilia (270) 737-1593
0421-0014-6 Central Bank & Trust CO. Lexington (859) 253-6174
0839-0831-0 Century Bank Lawrenceburg (502) 859-5111
2830-7884-6 Chemco Federal Credit Un Bardstown (502) 348-8130
0421-0446-9 Citizens Bank Brodhead (606) 758-8212
0839-0830-7 Citizens Bank Of Cumberland County Burkesville (270) 864-2323
0421-0812-2 Citizens Bank Of Jackson Jackson (606) 666-7575
0421-0325-3 Citizens Bank Of Kentucky, Inc Paintsville (606) 789-4001
0421-0289-8 Citizens Deposit B & T Vanceburg (606) 796-1024
0839-0798-4 Citizens Deposit BK Arlington (270) 655-6921
2421-7008-6 Citizens Fed Ky S&l Covington (859) 431-0087
0839-0757-3 Citizens First Bank Inc Bowling Green (270) 393-0700
0421-0147-5 Citizens Guaranty Bank Irvine (606) 723-2139
0839-0170-2 Citizens Natl Bank Lebanon (502) 692-2113
0839-0162-1 Citizens Union Bank Shelbyville (502) 633-4450
0839-0185-4 Citizens Union Bank Of Shelbyville Shelbyville (502) 633-4450
0839-0245-5 Clinton Bank Clinton (270) 653-4001
0421-0346-0 Commercial Bank Grayson (606) 474-7811
0421-7452-5 Commonwealth Bank & Trust CO. Louisville (502) 259-2000
0839-0766-7 Commonwealth Community Bank, Inc. Hartford (270) 298-3261
0839-0332-8 Community Financial Services Bank Benton (270) 527-4623
0421-0485-4 Cumberland Security Bank Somerset (606) 679-9361
0421-0265-2 Deposit Bank Of Carlisle Carlisle (859) 289-2205
0839-0342-5 Dixon Bank Dixon (270) 639-5815
2839-8591-3 Doe Run Employees Fed Cr Un Brandenburg (270) 422-7745
0830-0850-8 Eclipse Bank Louisville (502) 671-4800
0839-0418-1 Edmonton State Bank Glasgow (270) 659-3540
0839-0272-7 Elkton Bank & Trust CO. Elkton (270) 265-9841
0421-0457-9 Farmers & Traders Bank Campton (606) 668-3115
0839-0554-6 Farmers Bank Milton (502) 268-5256
0839-0177-3 Farmers Bank And Trust Com Princeton (270) 365-5526
0839-0224-8 Farmers BK & Cap TR Frankfort (502) 227-1671
0421-0155-6 Farmers Deposit Bank Cynthiana (859) 234-3100
0421-0773-8 Farmers State Bank Booneville (606) 593-5151
0839-0052-5 Field And Main Bank Henderson (502) 831-1590
0421-0588-2 First & Peoples Bank And Trust CO. Russell (606) 836-0211
0839-0246-8 First Cmnty BK Of The Heartland, Inc Clinton (270) 653-4301
0421-0294-0 First Commonwealth Bank Prestonsburg (606) 886-4488
0839-0525-8 First Community BK Of Western Ky Clinton (270) 653-4301
2839-7085-0 First Federal Svgs Bank Of Frankfort Frankfort (502) 223-1638
0839-0111-3 First Kentucky Bank Mayfield (270) 247-1403
0839-0121-0 First State Bank Irvington (270) 547-2292
0421-7451-2 First State BK Of The Southeast,inc Middlesboro (606) 248-9552
0839-0738-2 First United Bank Of Hopkins CO, Inc Madisonville (270) 821-5555
0839-0250-7 First United Bank Of Hopkins County Madisonville (270) 821-5555
0839-0108-7 Fnb Bank Incorporated Mayfield (270) 247-1758
0839-0804-8 Franklin Bank & Trust Comp Franklin (270) 586-2572
0839-0497-4 Fredonia Valley BK Fredonia (270) 545-3301
2839-7994-5 Green River Area Federal C.u. Owensboro (270) 926-0210
2839-7243-4 Hancock Bank And Trust CO Hawesville (270) 927-8855
0839-0314-0 Hancock Bank And Trust Com Hawesville (270) 927-8855
0839-0565-6 Hart County Bank And Trust CO. Munfordvillle (270) 524-2231
0421-0216-0 Heritage Bank Burlington (859) 334-4203
2839-7223-0 Heritage Bank USA, Inc. Hopkinsville (270) 885-1171
0421-0827-4 Home Fed. S&l Asn Ashland (606) 324-7196
2421-7042-6 Home Federal Bank Middlesboro (606) 248-1095
0421-0829-0 Hometown Bank Of Corbin, Inc. Corbin (606) 528-2000
2839-7982-2 Hopkins CO. Teachers F.c.u. Madisonville (270) 821-0504
0421-0517-0 Hyden Citizens Bank Hyden (606) 672-2344
0839-0275-6 Independence Bank Of Kentucky Owensboro (270) 686-1776
0421-0519-6 Inez Deposit Bank Inez (606) 268-3511
0421-0548-4 Jackson County Bank Mckee (606) 287-8484
2830-7909-4 Jefferson County F.c.u Louisville (502) 429-4955
0421-0117-4 Kentucky Bank Paris (859) 987-1795
0421-0157-2 Kentucky Farmers Bank Ashland (606) 929-5000
2421-7012-5 Kentucky Fed S/l Covington (859) 261-2076
0839-0705-2 King Southern Bank Chaplin (502) 673-3154
2839-8582-9 Labor Management Federal Credit Un. Lewisport (270) 295-3422
0839-0534-2 Lewisburg Banking CO. Lewisburg (270) 755-4818
0839-0389-4 Limestone Bank, Inc Louisville (270) 932-4281
0421-0852-0 Louisa Community Bank Louisa (606) 638-0007
0839-0688-8 Magnolia Bank Hodgenville (270) 358-3184
0839-0133-3 Meade County Bank Brandenburg (270) 422-4141
0839-0153-7 Monticello Banking CO., Albany Monticello (606) 348-1230
0421-0780-6 Monticello Banking Company Monticello (606) 348-8411
2421-8632-6 Morehead Community Federal Credit Un Morehead (606) 784-2201
0839-0374-2 Morgantown Bank & Trust Morgantown (270) 526-3881
0421-0323-7 Owingsville Banking CO Owingsville (606) 674-6317
2839-8010-9 Paducah Teachers Federal Credit Un. Paducah (270) 444-5638
0421-0399-4 Pbk Bank Inc Stanford (606) 365-7098
0421-0742-4 Peoples Bank Hazard (606) 436-2161
0839-0853-0 Peoples Bank & TR CO Of Clinton Cnty Albany (606) 387-5626
0421-0278-8 Peoples Bank Of Kentucky, Inc. Flemingsburg (606) 845-2461
0421-0658-0 Peoples Exchange Bank Winchester (859) 744-9400
0421-0188-6 Pinnacle Bank, Inc. Vanceburg (606) 796-3086
0839-0263-3 Planters Bank Hopkinsville (270) 886-9030
0839-0180-9 Republic Bank Louisville (502) 584-3600
0830-0846-9 River City Bank Louisville (270) 547-2271
2830-7960-9 Rural Cooperatives Cr Un Louisville (800) 798-7228
0839-0458-9 Sacramento Deposit Bank Sacramento (270) 736-2212
0839-0243-9 Sebree Deposit Bank Sebree (270) 835-7511
0421-0765-7 Security Bank & Trust CO. Maysville (606) 564-3304
0421-0241-6 Somerset Natl BK, Mccreary BK Center Lexington (866) 523-1445
0839-7430-2 South Central Bank Glasgow (270) 651-7466
0839-0262-0 Springfield State Bank Springfield (859) 336-3939
0830-0056-4 Stock Yards BK & TR CO Louisville (502) 582-2571
0839-0788-7 Taylor County Bank Campbellsville (270) 465-4196
0421-0156-9 The Bank Of Henderson Henderson (270) 826-7700
0839-0792-6 The Casey County Bank Liberty (606) 787-8394
0839-0463-1 The Cecilian Bank Cecilia (270) 737-1593
0421-0767-3 The Citizens Bank Morehead (606) 780-0000
0839-7441-2 The Murray Bank Murray (270) 753-5626
0839-0040-2 The Paducah Bank And Trust Company Paducah (270) 575-5738
0839-0795-5 The Peoples Bank Marion (270) 965-3188
0839-0279-8 The Peoples Bank Of Kentucky Stanford (606) 365-7098
0839-0206-0 Town & Country Bank And Trust CO. Bardstown (502) 348-3911
2421-7002-8 Town Square Bank Ashland (606) 324-7196
0421-0151-4 Traditional Bank Mount Sterling (859) 498-0414
0421-7449-9 Traditional Bank Of Kentucky, Inc. Mount Sterling (606) 498-0414
0421-0201-8 United Bank & Capital Trust Company Frankfort (502) 227-1671
0839-0843-3 United Citizens Bank Of Southern Ky Columbia (270) 384-2265
0839-0568-5 United Citizens BK & TR CO Campbellsburg (502) 532-7392
0839-0838-1 United Community Bank Of West Ky Inc Morganfield (270) 389-3232
0421-0578-5 United Cumberland Bank Whitley City (606) 376-5031
0839-0358-0 United Southern Bank Hopkinsville (270) 885-0056
2421-7612-9 University Of Ky Cr Union Lexington (859) 264-4200
0421-7456-7 Victory Community Bank Fort Mitchell (859) 341-2265
0839-0666-8 West Point Bank Irvington (270) 547-2292
0421-0416-8 Whitaker Bank Lexington (859) 543-4000
0839-0372-6 Wilson & Muir Bank Elizabethtown (270) 769-5099
0839-0118-4 Wilson & Muir Bank & Trust Bardstown Elizabethtown (270) 769-5099

Regional & Community Banks across Kentucky

Regional and community banks operate under state charters and serve a defined geographic footprint — typically one to a handful of states. They often hold deeper local relationships, more flexible commercial-lending authority, and competitive deposit pricing compared with national brands. Most US bank charters fall into this category. In Kentucky, this category is represented by 139 distinct registered offices in the FedACH directory. The list above shows the primary routing number for each, the city of the registered office, and the contact phone number on file with the Federal Reserve.

If you maintain an account with one of the institutions listed, the routing number shown is the one you would use for direct deposit, ACH bill-pay, and external account linkage. For domestic Fedwire transfers, contact the institution directly to confirm whether a separate wire-routing number applies — many smaller institutions in this category route wires through a correspondent bank rather than directly through Fedwire.

Related categories in Kentucky