Regional & Community Banks in Texas

Regional & Community Banks across Texas

Regional and community banks operate under state charters and serve a defined geographic footprint — typically one to a handful of states. They often hold deeper local relationships, more flexible commercial-lending authority, and competitive deposit pricing compared with national brands. Most US bank charters fall into this category. In Texas, this category is represented by 200 distinct registered offices in the FedACH directory. The list above shows the primary routing number for each, the city of the registered office, and the contact phone number on file with the Federal Reserve.

If you maintain an account with one of the institutions listed, the routing number shown is the one you would use for direct deposit, ACH bill-pay, and external account linkage. For domestic Fedwire transfers, contact the institution directly to confirm whether a separate wire-routing number applies — many smaller institutions in this category route wires through a correspondent bank rather than directly through Fedwire.

Related categories in Texas

• National Banks in Texas
• Savings Banks & Thrifts in Texas
• Credit Unions in Texas
• Trust Companies in Texas